Transfer

Transfers funds to the destination bank account. Ensure Account Inquiry has been called first to validate the account.

Endpoint

POST /api/v1/disbursement/transfer

Request Body

Parameter	Type	Required	Description
accountNo	string	Yes	Destination account number
accountName	string	Yes	Account holder name (must match inquiry)
bankCode	string	Yes	Bank code (e.g., BCA, BNI, BRI)
amount	number	Yes	Transfer amount (in Rupiah)
merchantTrxId	string	Yes	Unique transaction ID from merchant
platformTrxId	string	Yes	platformTrxId from Account Inquiry result
notifyUrl	string	Yes	Webhook URL to receive transfer status notifications

Example Request

{
  "accountNo": "3831358597",
  "accountName": "LOUIS WILLIAM TANOTO",
  "bankCode": "BCA",
  "amount": 10000,
  "merchantTrxId": "{{requestId}}",
  "platformTrxId": "2026022109022897500",
  "notifyUrl": "https://webhook.site/8043de7b-12ec-44b2-a411-26f67b6b5fd5"
}

Success Response

{
  "logId": "FzWm3qcyTnEV7xiRHQhm",
  "status": true,
  "message": "Request diterima, akan segera diproses",
  "data": {
    "merchantTrxId": "2026012706571124684829011",
    "platformTrxId": "2026012623571680343",
    "status": "pending"
  }
}

Response Fields

Field	Description
merchantTrxId	Merchant transaction ID
platformTrxId	KingsPay platform transaction ID
status	Initial status (usually pending). Final status is sent via webhook to notifyUrl

Webhook

The final transfer status (success/failed) will be sent to your provided notifyUrl. Ensure your webhook endpoint can receive and process notifications.